Paying your credit card bill on time isn't enough.
WHEN you pay matters more than most people realize.
Bureaus report your balance on statement CLOSE date.
Not due date.
Pay before closing → show $0 balance → score jumps.
Full utilization guide →
https://calcunance.pages.dev/blog/credit-card-utilization-explained/
Paying your credit card bill on time isn't enough.WHEN you pay matters more than most people realize.Bureaus report your balance on statement CLOSE date.Not due date.Pay before closing → show $0 balance → score jumps.Full utilization guide →https://calcunance.pages.dev/blog/credit-card-utilization-explained/
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