The Ethics of Prediction: Balancing Predictive AI with the Human...

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2026-01-20 15:04:32 - Traduire

The Ethics of Prediction: Balancing Predictive AI with the Human Element in Mortgage Advising

In the rapidly evolving landscape of financial technology, predictive AI has emerged as a double-edged sword. For lenders and advisors, the ability to forecast a client’s future financial distress—often referred to as "predicting vulnerability"—offers a proactive way to intervene before a default occurs. However, this shift toward algorithmic foresight introduces a complex web...

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